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How to create and maintain a family budget

Published Fri, 22 Nov 2024 02:02:21 GMT

Your money shouldn’t be a mystery, but it is to many people. In fact, 65% of Americans don’t know what they spent last month, according to a 2020 survey conducted by budgeting app Mint.“People are always more optimistic about their finances than they should be,” says Howard Dvorkin, a certified public accountant and chairman of Debt.com.That optimism, combined with a lack of knowledge about where money is going, could lead people down the path to debt or even bankruptcy. However, a family budget can serve as a map to keep you on the road to financial stability.How to make a family budgetBefore sitting down to make a family budget, you need to understand and embrace the importance of this financial tool.“The most important step is the mindset,” says Tatiana Tsoir, a certified public accountant and advisor with consulting firm The Bold Method. “You need to understand why you want or need it.”For some people, a budget can provide a way to...

Community Trust Bancorp: Q1 Earnings Snapshot

Published Fri, 22 Nov 2024 02:02:21 GMT

PIKEVILLE, Ky. (AP) — PIKEVILLE, Ky. (AP) — Community Trust Bancorp Inc. (CTBI) on Wednesday reported net income of $19.3 million in its first quarter.The Pikeville, Kentucky-based bank said it had earnings of $1.08 per share.The bank holding company for Community Trust Bank posted revenue of $74.7 million in the period. Its revenue net of interest expense was $57.9 million, surpassing Street forecasts._____This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on CTBI at https://www.zacks.com/ap/CTBISource

Rocky Mountain National Park visits slid again in 2022

Published Fri, 22 Nov 2024 02:02:21 GMT

DENVER (KDVR) — Colorado's most popular national park has still not recovered the number of visitors it had at the end of the last decade. Park attendance fell across all U.S. National Parks Service areas in April 2020, when the service canceled all park attendance. COVID pandemic restrictions thinned out the crowds throughout 2020, and they have still not bounced back to their record highs from 2019. 8 iconic restaurants only found in Colorado In fact, Rocky Mountain National Park visitations have been sliding annually, according to federal records.There were 4.3 million recreational visitors to Rocky Mountain National Park last year. This is not only the lowest park turnout since 2016, but lower even than in 2021 after the parks service lifted restrictions.The park's attendance had reached record levels before the onset of the COVID pandemic along with Colorado's population boom. Prior to the mid-2010s, attendance had rarely exceeded 3 million recreational visitors a year. From...

Local coffee shop serving up more than lattes for Earth month

Published Fri, 22 Nov 2024 02:02:21 GMT

DENVER (KDVR) — A local coffee shop is serving up much more than lattes and pastries this month. Blue Sparrow Coffee has an in-depth sustainability report all the way down to its water bills.Their coffee started in 2017, and then over the last two years, the sustainability really got going.Food and beverage is a really interesting space to work on sustainability because it's so customer driven. That’s where Blue Sparrow Coffee started, with the customer’s trash. Now this year, they have a full gown of it on display to show off their sustainability report."The star of the sustainability report is this gown made by local designer Alejandro Gaeta. It's made completely from products within the store. The bottom is made from pastry bags. The detail in the flower are to–go handles dipped in coffee. The dress is dyed with coffee and matcha powder. The dress is all single-use cups that were disposed of and cut up and then sewn into this beautiful gown." said Sara Van Hatten, sustainability ...

The viral new ‘Drake’ and ‘Weeknd’ song is not what it seems

Published Fri, 22 Nov 2024 02:02:21 GMT

(CNN) — One of the buzziest songs recently circulating on TikTok and climbing the Spotify charts featured the familiar voices of best-selling artists Drake and the Weeknd. But there’s a twist: Drake and The Weeknd appear to have had nothing to do with it.The viral track, “Heart on My Sleeve,” comes from an anonymous TikTok user named Ghostwriter977, who claims to have used artificial intelligence to generate the voices of Drake and The Weeknd for the track.“I was a ghostwriter for years and got paid close to nothing just for major labels to profit,” Ghostwriter977 wrote in the video comments. “The future is here.”“Heart on my Sleeve” racked up more than 11 million views across several videos in just a few days and was streamed on Spotify hundreds of thousands of times. The original TikTok video has seemingly been taken down, and the song has since been removed from streaming services including YouTube, Apple Music and Spoti...

Suspect arrested after 2 cheerleaders shot in Texas supermarket parking lot after one opened door to wrong vehicle

Published Fri, 22 Nov 2024 02:02:21 GMT

(CNN) — Authorities have arrested the man they say shot two teenage cheerleaders after one said she mistook the suspect’s vehicle as her own in a supermarket parking lot near Texas’ capital — at least the third incident this week in which young people who’d made an apparent mistake were met with gunfire.Pedro Tello Rodriguez Jr., 25, was taken into custody early Tuesday, the Elgin Police Department said in a news release later that morning.Officers responding just after midnight Tuesday to an H-E-B supermarket parking lot found two people in a vehicle who’d been struck by bullets, police said, citing preliminary reports. One with serious injuries was rushed by helicopter to a hospital and in critical condition, while the other was treated at the scene, the release said.The latter girl had gotten out of a friend’s car and opened the door to a vehicle she thought was hers, only to find a man sitting in the passenger seat, she said during a liv...

Driver with revoked license charged in death of Milwaukee 15-year-old

Published Fri, 22 Nov 2024 02:02:21 GMT

MILWAUKEE (WDJT) — A Milwaukee man has been charged in a fatal crash that killed 15-year-old Donkeise Caldwell.Shayqwen Thompson, 25, is charged with knowingly operating a motor vehicle with a revoked license, causing the death of another.According to a criminal complaint, Thompson struck Caldwell while he was crossing the street near 91st and Good Hope Road April 14. The complaint says Caldwell and his friends had left Vincent High School to get candy from Walgreens, and while heading back, Caldwell jogged across the northbound lane of N. 91st Street. It says he crossed over the median and was running in the southbound lane, getting to the middle of the road before appearing to turn to try to make it back. At this point, the victim was hit by an oncoming car driven by a man later identified as Thompson.Investigators spoke with another witness who said he saw two young males crossing N. 91st Street when one of the boys stepped into the southbound lane of traffic. He said the s...

Macron’s pension reform drives ‘French Spiderman’ up the wall — literally

Published Fri, 22 Nov 2024 02:02:21 GMT

Free climber Alain Robert, also known as “French Spiderman,” scaled a 38-story skyscraper in Paris on Wednesday in protest against President Emmanuel Macron’s controversial pensions reform.“I’m here to tell Emmanuel Macron to come back down to earth … by climbing with no safety net,” the 60-year-old told reporters before starting to ascend the 150-meter skyscraper in Paris’ La Defense business district using only his bare hands and a pair of climbing shoes. Robert, who has climbed more than 150 towering structures, including the Eiffel Tower and Dubai’s Burj Khalifa, said he wanted to “show support for those who oppose the pension reform,” with his stunt, adding that the controversial legislation means he has to continue to work and climb for longer.On Saturday, Macron signed the deeply unpopular pensions reform bill, after France’s Constitutional Council ruled in favor of the most contentious part, which raises ...

EU taps Lithuanian diplomat as US ambassador

Published Fri, 22 Nov 2024 02:02:21 GMT

BRUSSELS — Jovita Neliupšienė will be the next EU ambassador to the U.S., according to an internal note on appointments dated April 14 and obtained by POLITICO. Neliupšienė, a deputy foreign minister of Lithuania and former ambassador to the EU, was selected over prominent contenders for the job such as former European Commission Secretary-General Martin Selmayr. The decision comes as Commission President Ursula von der Leyen aims for closer ties with the U.S. administration, including generally on security and specifically on Ukraine policy. Neliupšienė, who is responsible for EU affairs in her current role, has been instrumental in making Kyiv’s case in Brussels — and in capitals across Europe. The prestigious appointment, communicated via the note by EU foreign policy chief Josep Borrell to EU ambassadors in Brussels, is part of a larger cycling through for diplomatic postings in countries from Angola to Zambia. It’s also seen as an opportunity for Borrell’s ...

‘A dream’: Patriot systems arrive in Ukraine

Published Fri, 22 Nov 2024 02:02:21 GMT

Patriot missile defense systems from Western allies arrived in Ukraine on Wednesday, Ukrainian officials announced.Throughout the invasion, Russia has bombarded Ukraine with airstrikes, repeatedly targeting its energy grid and infrastructure. As a result, Patriots, a sophisticated system designed to shoot down airplanes and missiles, have been at the top of Kyiv’s wish list.“Do you know how to visualize a dream? We must tell about it to the world and give it life!” Oleksii Reznikov, Ukraine’s defense minister, wrote in a tweet Wednesday morning. “Today, our beautiful Ukrainian sky becomes more secure because Patriot air defense systems have arrived in Ukraine.”One of the systems was donated by the United States, while another was jointly gifted by Germany and the Netherlands.Ukrainian troops have been training on the systems in recent months in what U.S. military officials called an “absolutely a quick study.” Soldiers began training at Fort Sill, Okla., in January and were expected...